24/7 Lending Group reviews

/ rating 4.20 / reviews: 5 /
24/7 Lending Group is a service that provides the immediate money loans for people not only with the excellent credit, but also for those who have no or poor credit history. The service was introduced by Raleigh in 2001 and since then has gained a positive reputation among users, offering cash loans of $100 up to $ 35.000 with the interest rates starting from 6.46% to 33% for a term of 12 to 72 months.
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Average rating: 4.20
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Categories: NEW, Finance

24/7 Lending Group Overview

24/7 Lending Group is a service that provides the immediate money loans for people not only with the excellent credit, but also for those who have no or poor credit history. The service was introduced by Raleigh in 2001 and since then has gained a positive reputation among users, offering cash loans of $100 up to $ 35.000 with the interest rates starting from 6.46% to 33% for a term of 12 to 72 months.

The service has not been registered with the BBB, which caused many doubts of whether the 24/7 Lending Group legit or scam. The most of the customers’ reviews found in the internet, however, tend to be positive, with the few complaints of the service’s customer service that is claimed to provide a poor feedback with the customers. The company nevertheless manages several online review websites which answer any customer’s questions about the service fast and effectively, providing thus a strong online presence.

Terms of Use

The service doesn’t provide the cash loans independently, it’s only locating lenders for people wanting to lend money in their financial hardship. A customer fills in the application and the service provides a list of qualified lenders, offering their conditions on the sums, interest rates, repayment terms, and the length of the loan, so the user can choose the best option out of proposed variants.

In order to apply for a loan through 24/7 Lending Group, one has to meet the initial requirements. The applicant must:

  1. be at least 18 years old,
  2. be a U.S. citizen
  3. have a regular income (retirement or disability) or be employed
  4. have a checking account that is active in use

The Procedure of Getting a Loan

The initial step to start with the loan is filling in a short online application. It’s 100% secured by the website, so all sorts of the personal information will stay confidential. The questions are simple and reasonable; they will ask the accurate personal data, contact info, current type and sum of income, and whether it’s possible to verify it. Other important questions are the amount of a desired loan and its purpose, and the user’s credit score. Due to latter the application will be routed to many different lenders.

After the application is submitted, a customer gets contacted by the lender by e-mail or phone within up to 24 hours to discuss the loan options, but most typically it takes only a few hours. The loan amount, interest rates, and other terms may vary amongst the lenders, so it’s very important to thoroughly discuss all the nuances at this step. Also a customer can contact the support of the 24/7 Lending Group to get the answers for any questions on their loans. If a customer decides to proceed with the loan, it’s enough to e-sign the papers, and the money will be available shortly after it either on a e-money account or by check.

Is 24/7 Lending Group Scam or Legit?

The service takes care about its reputation by providing the customers with several online review websites where users can find answers to their questions any time. It secures the personal information of its customers on their website, and even sorts out all the lenders who appear to be a scam to make the process of getting a loan by users as safe as possible. Wrapping it up, 24/7 Lending Group is a valid company.

Nevertheless, one should keep in mind that their business supports mainly people with poor credit history which means that the interest rates to such loans will be high, at times much higher than other traditional lending services, and the terms will most likely include many penalties, such as late fees, adding considerably to the initial loan amount.

24/7 Lending Group is a good way to get cash quickly (up to just 24 hours) or at times almost instantly, it’s free and quite easy to use, and deals with people who have bad credit history or none at all, that’s why many customers recommend it in their reviews in the Internet.

24/7 Lending Group reviews

Average Customer Rating (5 Reviews) (4.20 из 5)
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Rating
September 8, 2016 00:10
Pleasantly surprised

Comment:

I used to have tough financial times but now I’m on the way to financial recovery and 24/7 Lending Group helped me in it. I got very pleasant service and decent APR. I would definitely recommend and use their services again!
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Rating
August 2, 2016 22:28
Fast

Comment:

Cash in less than a day
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Rating
April 7, 2016 00:10
Excellent

Comment:

Very please with the service I received. Friendly reps. Fast lending.
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Rating
February 22, 2016 05:15
24/7

Comment:

What if they don't approve me? Will it effect my credit score?
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February 19, 2016 12:07
24/7 Lending Group review

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24/7 Lending Group
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